Lease to Own / FINANCING


NO CREDIT NEEDED: There's no credit needed* to apply for the lease-to-own purchase option. (*Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.) 

“90-Day Purchase Option”:  Standard agreement offers 12 months to-ownership. 90-day purchase option costs more than the retailer's cash price (except 3-month option in CA). To cancel lease or purchase early call 877-898-1970.

FLEXIBLE PAYMENTS: Flexible weekly, bi-weekly, or monthly payment options make it simple to use.

INSTANT DECISION: Apply now for an instant decision. 



No Credit Needed Funding for Life's Essential Items   ​

No Credit Needed: Don’t let a credit score limit you. We believe your job and your bank account are worth more than your credit score. No matter your credit history you can still get approved for up to $5,000

Quick & Easy: Time is money and we want to help you with both. Apply with your smartphone and get an instant response

You can get approved quickly for what you need

- It takes less than 3 minutes to apply and the response is instant

- Everything is completed through a secure mobile link and there’s no paperwork to complete

- If you’re on the go, go mobile. Use your smartphone to quickly apply wherever you are  



Get it now. Pay over time. No credit needed.*
• Approvals from $300 - $5,000*
• Fast & Easy Application
• Quick Lending Decision†
*Approval is possible without a credit score, but credit will be checked. Subject to approval and standard underwriting criteria. Terms and conditions subject to change at any time without prior disclosure or notice. Products may vary by location.
†Decisions may take additional time and not be same day, including if more information is needed to complete an application.



- Zero interest financing for 6 - 12 MONTHS with approved credit

- No Down Payment Option
- Instant approvals up to $10,000 
More purchasing power with more time to pay
Promotional financing and/or at many retailers who offer financing from Synchrony
With your registered Synchrony credit card account, you can request a credit limit increase with just a few clicks – anytime, on any device
$0 fraud liability means you’re protected from unauthorized charges
Anywhere, anytime online account access
With your registered Synchrony credit card account, you can enroll for free access to your credit score