Lease to Own / FINANCING


Acima provides a flexible and creative alternative to traditional consumer lending. Our No-Credit-Needed lease program provides a lease option where eligibility is not based solely on credit, so you can take home what you need today.

We’ll help you get what you need today. And you can pay over time - regardless of your credit history. Apply online, on your mobile device, or in the showroom of your favorite store. It’s easy to apply.

You apply, get approved, then you shop. It’s that simple.


Progressive Leasing


Flexible Lease-to-Own options.

To apply you will need:

 Social security number or ITIN

 Bank account details

 Credit or debit card

 To be 18 years or older

Once approved

Go shopping for leasable items at your store of choice.

Approvals are good for up to 90 days.

If you need to step away for any reason you can resume your application or finalize your lease at any time.


West Creek Financing


Simple Application

Our simple application takes less than two minutes to complete so you can get what you need without the hassle. You can even apply on your own device or from the comfort of your home!

Fast Approval

If you thought the application was quick, just wait to see how quickly you're approved. Just apply with your favorite store, and we’ll get you a decision within seconds so you can make the purchase you need.


Kornerstone Credit


No Credit Needed Funding for Life's Essential Items  


Don’t let a credit score limit you. We believe your job and your bank account are worth more than your credit score. No matter your credit history you can still get approved for up to $5,000


Time is money and we want to help you with both. Apply with your smartphone and get an instant response


You can get approved quickly for what you need

- It takes less than 3 minutes to apply and the response is instant

- Everything is completed through a secure mobile link and there’s no paperwork to complete

- If you’re on the go, go mobile. Use your smartphone to quickly apply wherever you are