Acima provides a flexible and creative alternative to traditional consumer lending. Our No-Credit-Needed lease program provides a lease option where eligibility is not based solely on credit, so you can take home what you need today.
We’ll help you get what you need today. And you can pay over time - regardless of your credit history. Apply online, on your mobile device, or in the showroom of your favorite store. It’s easy to apply.
You apply, get approved, then you shop. It’s that simple.
Go shopping for leasable items at your store of choice.
Approvals are good for up to 90 days.
If you need to step away for any reason you can resume your application or finalize your lease at any time.
Our simple application takes less than two minutes to complete so you can get what you need without the hassle. You can even apply on your own device or from the comfort of your home!
If you thought the application was quick, just wait to see how quickly you're approved. Just apply with your favorite store, and we’ll get you a decision within seconds so you can make the purchase you need.