Lease to Own / FINANCING



To apply you will need:

 Social security number or ITIN

 Bank account details

 Credit or debit card

 To be 18 years or older

Once approved: Go shopping for leasable items at your store of choice.

Approvals are good for up to 90 days.

If you need to step away for any reason you can resume your application or finalize your lease at any time.  



Simple Application: Our simple application takes less than two minutes to complete so you can get what you need without the hassle. You can even apply on your own device or from the comfort of your home!

Fast Approval: If you thought the application was quick, just wait to see how quickly you're approved. Just apply with your favorite store, and we’ll get you a decision within seconds so you can make the purchase you need.  



No Credit Needed Funding for Life's Essential Items   ​

No Credit Needed: Don’t let a credit score limit you. We believe your job and your bank account are worth more than your credit score. No matter your credit history you can still get approved for up to $5,000

Quick & Easy: Time is money and we want to help you with both. Apply with your smartphone and get an instant response

You can get approved quickly for what you need

- It takes less than 3 minutes to apply and the response is instant

- Everything is completed through a secure mobile link and there’s no paperwork to complete

- If you’re on the go, go mobile. Use your smartphone to quickly apply wherever you are  



- Fast and Easy Application

- Only SOFT Credit Check Needed

- No Credit Required

- Get Approved for up to $5,000 with Easy & Flexible Payment Options

- $49 Down Payment

- Pay over 12 Months

- 90 Days Same as Cash 



- Zero interest financing for 6 - 12 MONTHS with approved credit

- No Down Payment Option
- Instant approvals up to $10,000 
More purchasing power with more time to pay
Promotional financing and/or at many retailers who offer financing from Synchrony
With your registered Synchrony credit card account, you can request a credit limit increase with just a few clicks – anytime, on any device
$0 fraud liability means you’re protected from unauthorized charges
Anywhere, anytime online account access
With your registered Synchrony credit card account, you can enroll for free access to your credit score